Build Your Income Budget With Confidence
Starting in September 2025, we're helping Australians understand their money better. Not through quick fixes, but through practical learning that actually sticks.
Why Income Budgeting Matters More Than You Think
Most people budget backwards. They look at what they've spent and try to fix it. But here's what we've noticed over the years – the best results come from understanding your income first.
When you know exactly what's coming in and when, everything else becomes clearer. You can plan instead of react. And that changes the whole game.
- Track irregular income without the stress
- Build realistic spending plans that work
- Stop living payday to payday
- Create actual financial breathing room
Real Skills, Not Just Theory
The program launching this autumn focuses on stuff you'll use immediately. We're not interested in teaching abstract concepts that sound good but don't help when you're making actual decisions.
Each module gives you templates and frameworks that fit Australian circumstances. Variable income? Seasonal work? Multiple income streams? We cover all of it.
- Income tracking systems that take 10 minutes a week
- Tax planning basics for self-employed folks
- Emergency fund strategies that actually build
- Debt management without the guilt trips
How This Actually Works
We've broken down income budgeting into six core areas. Each one builds on the last, so you're never overwhelmed.
Income Mapping
First step – figure out what you're actually working with. Regular pay, side gigs, investment income. All of it goes on the map.
Priority Planning
Once you know your income, we help you decide what matters most. Not what finance gurus say should matter – what matters to you and your situation. Then we build around that.
Balance Systems
Creating a system that handles both fixed and variable expenses. This is where most budgets fall apart, so we spend extra time here.
Buffer Building
The secret to reducing money stress? Buffers. We show you how to create them without feeling like you're sacrificing everything.
Growth Planning
Once the basics are solid, what's next? We explore ways to increase income, optimize what you have, and think longer-term. But only when you're ready – this isn't about pushing products or investments.
Review Habits
Building the habit of regular check-ins. Monthly reviews that take 20 minutes but save hours of stress.
Priya Kendrick
Lead Instructor, Income Budgeting Program
Learn From Someone Who Gets It
I spent years teaching traditional budgeting before realizing most people needed something different. They didn't need more discipline – they needed better systems that matched how they actually earn and spend. That's what this program is about.
Priya developed this curriculum after working with over 400 individuals on their personal finances. She noticed the same patterns – people understood theory but struggled with application.
So she built a program focused on implementation. Each lesson includes actual worksheets you complete. No homework for homework's sake – just practical exercises that build your personal budgeting system step by step.
Program Opens September 2025
We're keeping cohorts small so everyone gets proper support. Early registration opens in July, with the first modules launching September 15th.